Resolving Claims Efficiently: Time Is Money in First-Party Property Insurance

I recently had the privilege of representing the owner of a retail strip center in Austin, Texas, in a challenging first-party property insurance claim. The insurance carrier initially offered to pay only for “scarifying” the foam roof. However, after assessing the extensive damage and moisture intrusion, it was clear that a full tear-off and replacement […]

How to Make a Business Interruption Claim

Last month, I told you about Business Interruption Insurance. If you missed it, you can find the article here. Now, what would you do if you showed up to your office building or warehouse and it was damaged to the point that you could not operate your business? More than likely, you would make a […]

Happy Thanksgiving

Happy Thanksgiving — a chance to slow down and count our blessings while we enjoy time with our friends and family. We hope you have a wonderful holiday 🍂 Our office will be closed on Wednesday, Thursday and Friday.

Representing a Restaurant Owner After a Fire

Recently, a restaurant property in Dallas, temporarily vacant between tenants, suffered a devastating fire. When the owner reached out, they were preparing for an Examination Under Oath (EUO) — often a signal that the insurer suspects potential fraud. Additionally, the insurance carrier questioned whether the fire had caused a total loss. Under Section 862.053 of […]

Business Interruption Insurance … Is It Necessary?

When a fire, tornado or hailstorm damages your business property, you have a commercial property insurance policy to repair the damage. But what about the business losses you suffer? A storm can do more than damage your building. It can destroy the income you derive from operating your business. Most commercial property insurance policies have […]

Getting Full Coverage for All Roofs After Hail Damage

The Hoch Law Firm recently handled a case that involved a church. It was hit by 2 1/2-inch hail that damaged multiple types of roofing: shingle, TPO, and vinyl. The insurance carrier only agreed to cover the shingled roof. We fought back, leveraging their own date of loss determination to argue that the same storm […]