Property Insurance Attorney Fort Worth Texas
If you own residential or commercial property, you understand the importance of protecting your investment. One way to do so is through purchasing property and casualty insurance.
You paid your premiums faithfully. Now, it is time to make a claim. Attorney Tim Hoch helps property owners navigate the insurance claim minefield. He understands insurance policies and the different types of coverage they entail. He does not represent insurance companies; he only represents policyholders.
Types of Property Insurance Issues
The world of property insurance can be confusing. Hoch Law Firm, PC provides clients with guidance on the following insurance-related issues:
Attorney Hoch is ready to guide you through the insurance process. He can help you determine whether your claim can be made under a property or casualty policy, file your claim, and fight for fair compensation.
What to Do if You’ve Suffered Property Damage
If your residential or commercial property was damaged in any way, from hail to wind to storms, it’s important you take the necessary steps prior to filing an insurance claim. Be sure to collect documentation regarding the nature of the incident, the type of damage sustained, and the approximate repair or replacement costs.
Take into consideration the following tips before filing your claim:Capture video or photos of the property damageCreate an itemized list of personal property items to include in your claimTake notes about the incident, including its time, date, and nature (i.e. storm, tornado, hail, etc.)Gather evidence to prove you own or rent the propertyCollect statements from any witnesses who can attest to the legitimacy of your property damage and claimThese factors can improve your chance of receiving proper payment from your insurance provider.
Fight Back Against Insurance Companies
Do you feel that your insurance provider didn’t fairly compensate you for your property damage? Start working with Attorney Hoch in Fort Worth, Texas, today. He understands that the process may be intimidating. As your legal partner, he will listen to your story and explain your legal options moving forward. Allow him to carry your burden and help you pursue a favorable outcome.
Reasons an Insurance Company May Deny a Claim
Insurance providers will give a variety of excuses for denying a property claim. Some common reasons they give include:Missing or late premium paymentsFiling for uninsured lossesLacking evidence to prove your property damageSuspicion of fraudFiling for property damage coverage too lateHuman error on behalf of the adjusterCoverage limits have been met or exceededAs a policyholder, you are entitled to a review of your disputed claims. A property insurance attorney may be able to help you ensure no errors were made by the adjuster.
If you suspect your insurance provider underpaid your claim, or denied it on unlawful grounds, you should contact an attorney immediately. They can assist you in filing a bad faith claim against your insurance company, meaning it purposely and unlawfully attempted to avoid paying for losses covered under your policy.
How a Property Insurance Attorney Can Help
After an incident as devastating as property damage, you’re likely overwhelmed with the idea of filing insurance claims. By working alongside a dedicated attorney, you can feel confident knowing all of your needs are being addressed.
Attorney Tim Hoch has worked on property insurance cases for over 30 years. He knows the ins and outs of the process, and he is prepared to help you pursue your desired outcome. If you’ve suffered property damage in Fort Worth, Texas, contact Hoch Law Firm, PC today for a free consultation. Attorney Hoch represents clients in Fort Worth, Arlington, Denton, and McKinney.
Frequently Asked Questions
What should I do after my property is damaged?
Document the damage before filing your claim. Take photos or video, create an itemized list of damaged property, record the time and nature of the incident, gather proof that you own or rent the property, and collect relevant witness statements when available.
Why might an insurance company deny a property claim?
Insurers may cite missed or late premium payments, damage that is not covered, insufficient evidence, a late claim, suspected fraud, adjuster error, or exhausted coverage limits. A denial does not necessarily show that the insurer made the correct decision.
Can a property insurance attorney help with a denied or underpaid claim?
A property insurance attorney can review the policy, claim documents, and insurer’s explanation, identify possible errors, explain available legal options, and help a policyholder pursue a disputed claim when appropriate.
Does Hoch Law Firm represent insurance companies?
No. Hoch Law Firm represents policyholders, including residential and commercial property owners, rather than insurance companies.
How much does a case evaluation cost?
Hoch Law Firm offers a free case evaluation. If the firm takes your case, you pay nothing unless the firm wins.
What types of property insurance matters does Hoch Law Firm handle?
Hoch Law Firm helps policyholders with residential and commercial property insurance matters, including storm and hail damage, business interruption claims, denied claims, and underpaid claims.
