With the colder weather, many commercial property owners are concerned about the potential for burst pipes due to freezing temperatures. If your property suffers water damage as a result, it’s crucial to ensure your insurance policy covers such incidents.

First, to avoid unnecessary surprises, we recommend that property owners review their policies closely. Make sure that your coverage includes water damage protection and that you’ve provided adequate heat to avoid costly repairs.

Second, water damage is often subject to a lower deductible than other claims, such as those for wind or hail damage. Additionally, if your business experiences a disruption due to water damage, you may be eligible for a business interruption claim.

Finally, if you’re facing a dispute or claim with your insurance carrier, don’t hesitate to reach out. We specialize in helping commercial property owners navigate insurance claims and ensure they receive the compensation they deserve. Call the Hoch Law Firm at (817)731-9703.

Stay warm and protected this winter!