The need for a North Texas property insurance attorney is real. A commercial property insurance policy can span more than 100 pages with arcane language and phrases that the average person rarely understands. So when should you call our office?

Types of Property Insurance Claims/Issues

Weather-related damage deals with such things as hail, wind, tornado, fire, and storm damage. It can also deal with business interruptions caused by such events, but can also be related to matters of ethics. These involve areas such as insurance appraisals, agent errors, or bad faith claims.

Appraisals

When a dispute over the value of insured losses develops, each side hires an appraiser to give their viewpoint. If they can’t come to an agreement then an umpire will make the final decision. Finding an appraiser who’s in your corner is something a property insurance lawyer knows how to do — the alternative could be costly for you.

Insurance Agent Liability

In some cases, your insurance payment is much lower than expected or even non-existent. That’s because your agent has been negligent, or worse, guilty of severe ethical lapses. This can include such things as misrepresenting benefits, failure to activate or renew coverage, or even theft of premiums

Bad Faith

Other cases involve the insurance company misrepresenting the terms or facts within a policy. They can also be guilty of such things as not attempting to offer a fair settlement or not offering a legitimate reason for denying a claim. At this point, legal representation is an absolute necessity.

Call the Hoch Law Firm

Tim Hoch has been an attorney for more than 30 years and is an expert when it comes to commercial property insurance. In these type of cases, he only represents property owners, not insurance companies.

If you’re in need of assistance, give us a call at (817)731-9703.